Terms, Conditions and Privacy

This web site is intended to provide general information about J.M.Caldwell Co., Inc. J.M. Caldwell Co. disclaims any liability in connection with any actions taken based on the information in this web site.

An e-mail is not necessarily a secure or confidential communication. To ensure confidentiality of your communication, call J.M. Caldwell directly at 610-436-9997. This web site may not always be operational or free of functional defects. J.M. Caldwell disclaims any liability related to your connection or failure to connect to this web site. Neither the sending of an e-mail to this web site or to any of J.M. Caldwell employees, nor the receipt of any transmittal from this web site, will create an agreement between a visitor and J.M. Caldwell.

By accessing and using this site, you agree to the terms, conditions, disclaimers and
privacy policy below. If you do not agree with all of these provisions, do not access or
use this site.

Notwithstanding anything in these terms, conditions, and privacy policy to the contrary,
J.M. Caldwell shall not be liable for any injury or damage caused by disclosure of any information
obtained by J.M. Caldwell through this site, including but not limited to personal information,
whether caused by security breach, accident, inadvertence, or any other act resulting in

Online Privacy Policy

J.M. Caldwell recognizes the importance of visitors’ privacy. This online privacy statement
explains how J.M. Caldwell collects, uses and protects visitors’ information. This web site is not
directed at children 13 years of age or younger.

Since the purpose of this web site is to provide visitors with information about J.M. Caldwell and
its services, we do not request or collect any sensitive personal information for any
purpose, or use cookies (which are pieces of data stored on the user’s computer tied to
information about the user). The personal information J.M. Caldwell collects is limited to e-mail
addresses from communications visitors choose to send to J.M. Caldwell.

J.M. Caldwell does not disclose or share any visitor’s information with any third parties. Only in
the event that J.M. Caldwell is served with a court order or other governmental agency process
would J.M. Caldwell disclose the limited personal information it has, and only after notifying the
visitor, if possible, of the legal requirement.

Changes to Terms, Conditions and Privacy Policy

J.M. Caldwell reserves the right to revise these terms and conditions, or any part of them at any
time, as J.M. Caldwell determines based on its needs and technology changes. Visitors should
review this policy periodically for changes.

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